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SAMRIDDHI Fixed Deposit (SFD)

Period Rate of interest Lock-in Period Additional benefit
3 Months 7.00% 3 months Accidental death Insurance coverage of Rs. 1,00,000/
6 Months 8.50% 6 months
9 Months 9.00% 9 months
1 Year 12.00% 9 months
2 Year 12.25% 18 months
3 Year 12.50% 24 months
4 Year 13.00% 30 months
5 Year 13.25% 36 months
6 Year 13.50% 48 months
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Terms & Conditions:
  • Minimum amount deposit able is Rs. 2500/- and further in multiple of Rs. 500/-.
  • Interest is calculated on annually compounding basis.
  • Pre-mature payment facility is available subject to minimum lock-in period.
  • Pre-maturity will attract deduction @ 5 % on applicable rate of deposit.
  • The maturity amount will be transferred to Saving Account after 15 days.
  • No interest is payable after maturity of Deposit.
Note:

Loan facility is available on deposit.

Loan can be availed upto 70% of deposit value (Principal plus interest credited till date).